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Archive for June, 2011

Clever Ways To Cut Car Insurance Costs

Clever Ways To Cut Car Insurance Costs

If you knew of some reliable ways to reduce the cost of your car insurance then it’s highly probable you would follow suit and use your hard earned pennies for something else. The good news for car owners nationwide is that there are ways to lower the cost of your premiums where it is possible to decrease the amount you pay to keep your car safe and sound.

One of the simplest ways to reduce costs is by resisting the urge to automatically renew your existing policy. It’s all too easy to renew the same policy and this could end up costing you more than it needs to. However it is possible to find the best deal possible for your needs and arranging your insurance online could save you even more.

Financial products tend to be less expensive when purchased over the Internet and online savings can be expected for car insurance. You can also avoid high interest rates by paying your premium in one lump sum as opposed to spreading the cost over twelve months and paying monthly instalments.

You may also find that bulk buying several types of insurance from the same provider can save you some pennies too. For example if you have home or mobile phone insurance you could be on the path to pound saving simply by taking out several policies with the same company.

What’s more when it comes to the car itself there are various ways to drive down the cost of insurance. Fitting an approved alarm and immobiliser can lower costs as will most improvements to the overall security of your vehicle.

Where you park your car is also relevant when considering cost cutting techniques. Insurance companies will use your postcode as a means of assessing the risk of theft or damage. Keeping your car in a locked garage overnight will result in lower insurance premiums compared to if you park on the street. As most vehicle thefts occur during the night it makes sense to keep your car locked safely away if possible parking on a driveway is another option if you don’t have access to a garage and is generally considered a lower risk than street parking.

If you havent already bought a car or are considering purchasing a new one bear in mind that the more appealing your car is to wouldbe thieves the more it will cost to insure. You can easily check the insurance rating of a car before you buy it which is a worthwhile task considering car insurance premiums can vary greatly.

A final tip for securing discount car insurance is to carefully assess the yearly mileage you are likely to clock up. Many insurers average the yearly mileage at 12000 miles but if you dont drive this much then you can inform your insurer and see a reduction in the cost of your premium.

Of course there is much to consider when you are attempting to drive down the cost of your car insurance but from taking the time to do so it is possible to reap much in the way of financial rewards.

About the writer:  Adam Singleton writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote but should be considered professional content.

Chinas Automobile Production And Sales Exceed 5 Million In H1

Chinas Automobile Production And Sales Exceed 5 Million In H1

In the first half of 2008 Chinas automobile market saw a modest decline regarding the speed of increase while the growth rate still rose quickly. Both the production and sales of automobile broke through 5 million reaching 5199600 and 5182200 respectively. Generally in the first half year the automobile market presented the following characteristics:

. The car production and sales maintained a fast growth rate with the speed of increase declined modestly. The automobile production and sales were up 16.71 and 18.52 respectively. And affected by the appreciation of Renminbi the rising of raw material prices and labor costs natural disasters and other factors the increase rate of automobile production and sales was down by 5.65 and 4.78 percentage points respectively.

a. The overall passenger vehicle market was stable with a slowed growth rate for the limousine market. The sales volume of passenger vehicles hit 360.9 million up 17.07 year on year among which the sales of limousine reached 2667600 up 16.72 year on year and the speed of increase declined significantly reaching 9.2 percentage points.

b. The sales of commercial vehicles were above the average level and truck and semitrailer truck had an outstanding performance. Sales of commercial vehicles hit 1573200 up 21.98 year on year with the growth rate 3.46 percent point higher than the average level of the automobile market. The sales of trucks were 1247600 up 20.86 year on year.

c. The imports and exports of automobile maintained a steady growth with a higher speed of increase for export than import. From January to May the import value of automobile was USD13.287 billion up 40.26 year on year while the export value was USD20.391 billion up 42.16 year on year 1.9 percentage points higher than that of import. The import volume of automobile reached 171400 up by 58.94 year on year while the export volume was 310600 a surge of 70.60 year on year with a surplus of 139300.

d. The key enterprises performed well and maintained a relatively high level of market share. The total sales volume of

the top ten automobile manufacturers reached 4.3497 million accounting for 84 and among which the five major groups SAIC FAW Dongfeng Chang’an Group and Beijing Auto sold 3497900 in total occupying 2/3 of the auto market share.

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About the writer:nbsp;nbsp;Gas Saver cars dot com is dedicated to bringing you the latest and up to date information in gas saving techniques including the specific models and types of cars that will save you money on gas by having the best gas mileage.
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Car Spoiler Whats That?

Car Spoiler Whats That?

The first time you see a car spoiler mounted on the trunk of a car you will wonder Now what is that?. That reaction is quite understandable. A car spoiler sticking up from the trunk invites that question. Why would someone want to increase the weight of their vehicle and have an odd protuberance like that? Well a car spoiler is not there just for the looks it has a function to perform. It makes the ride more stable at high speeds.

To explain let us first understand a car without a car spoiler. The roads we drive the car on are not perfectly flat. And I don’t mean large potholes even smooth roads have small imperfections. When a car moves over these imperfections it gets thrown off its trajectory. At low speeds the deviation is not much at all but at high speeds it is substantial. Once the car gets throw off the weight of the car brings it back down. The new trajectory of the car is not the same as the old one. The variation will depend on the size of the imperfection and the weight of the car. If the imperfection is large or the car is very light the variation will be correspondingly large.

This change in trajectory is a measure of how well we are able to control the car and how stable is the ride. So how does a car spoiler contribute? A car spoiler acts the same way a wing does on an airplane. It creates a lift force which is perpendicular to the direction of motion. But with one difference. An airplane wing creates an upward force. A car spoiler creates a downward force. The faster the speed of the car the greater is this downward force.

Now when at high speeds the car gets thrown off its trajectory along with the weight of the car this downward force too brings the car back down. This makes the car hug the road more. So when you next see a car spoiler remember its a device which makes the car press down on the road at high speeds. This is very useful in high performance driving conditions. Car spoilers are sold as parts of body kits and also by themselves. You can see the latest car spoilers at www.ilovebodykits.com

About the writer:  Louie Liu has been in the car aftermarket products industry for 5years. He has specialized in body kits headlights cold air intakes and other aftermarket products. He has deep knowledge of a wide range of products including knowledge of benefits of body kits and other products product options and how to choose a car aftermarket product. You can learn about a wide range of body kits and other car aftermarket products at his site www.ilovebodykits.com.